The fastest way to get a mortgage in Portugal

Fully remote mortgage application, assistance in collecting and preparing documents. Completely free!

Photo of luxury living room
Photo of luxury living room
Photo of luxury living room

Mortgage calculator

Mortgage calculator

See how much you will pay each month for your mortgage

25 years
Monthly Payment
€1,794
Interest Rate
2.50%
Mortgage Amount
€400,000
Total Cost
€538,340
Total Interest
€138,340

* Indicative calculations only. Apply for a mortgage to see an accurate offer

* Indicative calculations only. Apply for a mortgage with our partner broker to see an accurate offer

Examples of mortgage offers
our clients have received

Learn what you can expect when applying for a mortgage in Portugal.
We've collected some examples of real offers that our clients have received from banks in Portugal

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 800,000€

Deposit: 20%

Term: 30 years

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 800,000€

Deposit: 20%

Term: 30 years

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 372,000€

Deposit: 30%

Term: 30 years

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 372,000€

Deposit: 30%

Term: 30 years

2.65%

fixed rate

for 3 years

Approximate loan amount:

~ 450,000€

Deposit: 10%

Term: 39 years

2.65%

fixed rate

for 3 years

Approximate loan amount:

~ 450,000€

Deposit: 10%

Term: 39 years

Examples of mortgage offers
our clients have received

Learn what you can expect when applying for a mortgage in Portugal.
We've collected some examples of real offers that our clients have received from banks in Portugal

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 800,000€

Deposit: 20%

Term: 30 years

2.4%

fixed rate

for 2 years

Approximate loan amount:

~ 372,000€

Deposit: 30%

Term: 30 years

2.65%

fixed rate

for 3 years

Approximate loan amount:

~ 450,000€

Deposit: 10%

Term: 39 years

HOW CAN CONSULTY HELP YOU

We work with licensed Portuguese brokers

Fully remote applications

Getting a mortgage in Portugal as a foreigner can be difficult. Consulty offers an initial consultation as well as guidance throughout the mortgage process

Fully remote applications

Getting a mortgage in Portugal as a foreigner can be difficult. Consulty offers an initial consultation as well as guidance throughout the mortgage process

Support with forms and documents

Consulty and the broker can help you maximize the chances of getting approved, guide you through the application process, and help you get the best offer

Support with forms and documents

Consulty and the broker can help you maximize the chances of getting approved, guide you through the application process, and help you get the best offer

Negotiate the best conditions

Broker will send your application to biggest banks in Portugal. Receive multiple offers, compare and choose the one with the best terms and rates

Negotiate the best conditions

Broker will send your application to biggest banks in Portugal. Receive multiple offers, compare and choose the one with the best terms and rates

How it works

How it works

1. Apply

Fill in the form and start your mortgage application

2. Initial consultation

Consulty and a certified broker partner will provide an initial consultation, where you can get answers to most of your questions

3. Receive
approval in principle

Consulty's certified broker-partner will send your application to multiple banks simultaneously, so you can choose the best possible offer

4. Choose the home to buy

With the pre-approval, you can start looking for the home knowing exactly how much you can afford

5. Bank valuation of the property

The bank will arrange a valuation to confirm the property’s market value. Consulty will coordinate the process with your broker and keep everything on track

6. The bank finances your purchase

Consulty and your broker will provide assistance until the mortgage deal is fully finalised

The best part:

Brokerage services don't cost you anything!

Brokerage services wont cost you anything!

Brokerage services don't cost you anything!

There's no additional cost at all to apply for a mortgage with the broker! You don't need to pay any fees, and the interest rates you can get with the broker might even be lower than the one you would get if you applied directly

About us

About us

We have a deep knowledge of the Portuguese real estate market

Brokerage services wont cost you anything!

We have a deep knowledge of the Portuguese real estate market

"We support clients end to end on their home purchase journey and we know very well that getting a mortgage is probably the most confusing and convoluted part of the process. Here at Consulty, we value the time of our clients. Applying for a mortgage with us speeds up the process significantly and removes all the stress."

Nicole Corkovic, CEO and founder of Consulty

See some of our reviews

Consulty Real Estate made the mortgage process so much easier than I expected! They helped me secure financing on excellent terms, with 80% of the property value approved

Consulty Real Estate made the mortgage process so much easier than I expected! They helped me secure financing on excellent terms, with 80% of the property value approved



Bakai

… We needed a consultation on how to get the best deal, to learn about our mortgage opportunities and all important details of the process. They provided us with a most detailed information, were very attentive to all our worries and patient …

Alexander

Google maps

Got an excellent consultation regarding mortgages and the prices on the real estate market.Nika is a great professional in this field. She answered on all our questions, told us about all corner cases and shared her own experience

Iskander

Connect to a broker to secure your mortgage

Receive a preliminary consultation with a broker
You can ask any questions about the application process

Learn how much you can borrow
The broker will check what you can afford to borrow, based on data from all the major lenders

Secure the best deal
The broker will help you find the lowest interest rate and the best conditions on the market