To apply for a mortgage in Portugal as a foreigner, you need a credit report from your country of origin. This guide covers how to obtain it remotely!
Depending on your country of origin, you will need to request a different credit bureau history report. Below are guides for some of the countries:
United States
The federally authorized source to request your reports is Annual Credit Report (www.annualcreditreport.com).
It currently provides free weekly online credit reports from all three bureaus.
Go to the official Annual Credit Report website (federally authorized)
You need the following reports: Equifax, Experian
Complete identity verification questions (often based on your credit history)
Download/save the report(s) as PDF
United Kingdom
You need to request reports from Experian and Equifax
France
You need to request reports from Banque de France
Germany
You need to request reports from Schufa
Holland
You need to request reports from BKR